There has been concern among some competitors coming into the winch challenge sport, that the requirement for having insurance is unnecessary and expensive.
The 2008 AGM still felt that such insurance does offer protection in many situations and it was pointed out that through the Auckland 4WD Club, there is a Public Liability cover for vehicles while being used off main roads and that they need not be registered.
The annual fee is $50. The insurance covers the period from Dec to Dec and as it is a low premium, there is no pro-rata system.
This policy is open to any NZFWDA club members and provides cover during any club organised event.